Prime Share Savings Account
$10.00 minimum initial deposit (one-time $5.00 membership fee - $5.00 minimum balance). 3 withdrawals per month without charge. Withdrawals over 3 per month at $1.00 per withdrawal. $250.00 minimum daily balance to earn interest. Quarterly statement rendered.
Share Draft Account
$20.00 initial deposit. No minimum daily balance. No per item fees. No monthly service charge. Automatic overdraft protection from Prime Share Savings Account. Monthly statement rendered.
Merchant Account
Free Credit Card Terminal Merchant Processor. No per item fees. No monthly service charge with maintenance of minimum daily balance to earn dividends. Automatic overdraft protection from Commercial Credit Card Savings account. Monthly Merchant Account statement rendered.
Christmas Club Account
$5.00 initial deposit. No limit on additional deposits. The balance of principle and dividends earned at maturity will be transferred to Prime Share Savings account on or after November 1. Account does not automatically renew. Account may be renewed at your option. Penalty for early withdrawal is all accrued dividends and account closed. Quarterly statement rendered.
Zippy Zebra's A to Z Youth Club
$2.00 minimum initial deposit. No membership fee if the parent/guardian is a member. $2.00 minimum daily balance to earn dividends.
Share Certificates
MCAS Beaufort FCU offers a variety of terms and rates. Dividends are paid monthly or quarterly. If Share Certificate does not exceed one year, dividends may be paid at maturiy. $500 minimum deposit.
Individual Retirement Accounts
Three types available: Traditional IRA Roth IRA Education IRA
U.S. Savings Bond
U.S. Savings Bonds are a long-term method of saving for the future. They're a great gift for kids, that helps teach them about saving. Find out more about U.S. Savings Bonds, such as the different kinds available, and calculating how much your bond is worth.
CU Online Plus
Convenient online service that allow members to view transactions, transfer funds between accounts, pay bills and so much more, without a monthly fee! Sign up today.
BudgetSmart
BudgetSmart is a new and exciting program that will help you
- Establish A Budget
- Track Spending
- Pinpoint Possible Areas Of Overspending
- And Experiment With 'What If' Scenarios
It's the fast way of getting started on your budget.
Member Loans
MCAS Beaufort FCU provides a variety of simple interest consumer loans including, but not limited to: Signature loans
- Automobile and truck loans
- Recreational and boat loans
- Share and Share Certificate secured loans
Mortgage Loans
Financing on property in Beaufort County and areas contiguous to Beaufort County, is available from the credit union at competitive rates and terms.
VISA®
VISA® is accepted at more places throughout the world than any other credit card. The MCAS Beaufort Federal Credit Union card offers a 14.9% Fixed Annual Percentage Rate for Purchases and Cash Advances, No Annual Membership Fee, 25-days grace period for purchases, and No Cash Advance Fee. You can also access your account and make payments online. Apply now and have the freedom to shop at thousands of locations around the world without the worry of carrying cash. Contact the credit union today at 843-846-2266 to receive an application.
Visa link for account access & make payments: https://www.myccinfo.com/
ATM Card
MCAS Beaufort FCU issues ATM cards that can be used to withdraw cash, receive account balances and transfer funds within the same account at any STAR® and CIRRUS® automatic teller machine world-wide. ATM cards can also be used to pay for purchases at any retail location where you see the STAR® sign.
24-Hour Audio Response
The audio response service is a free service that allows members to access account information 24 hours a day. With a touch-tone phone and personal identification number, members can obtain account balances, drafts cleared, loan payoffs and make transfers within the same account.
To access this automated service, dial 843-846-0055. You will be asked to enter your Member Number and Personal Identification Number (PIN). Please remember that the PIN for the Audio Response is not the same as the PIN for your ATM, unless you have chosen to make them the same. Typically there are two separate numbers for accessing the Audio Response Teller system and an ATM.
If you have forgotten your Audio Response PIN, please contact the credit union at 843-846-2266 and request that a reminder be sent to you in the mail. For security reasons, member PINs are not maintained at the credit union and reminders must be sent to the member directly by regular mail. Secure information can not be transmitted by phone, fax or email.
Deposits
- Convenience Night drop for deposit
- ACH Services for collection of funds
- Direct Deposit
- Payroll deduction
Turbo Tax Services A quick and easy way to file your State and Federal income taxes online. Why pay more when you don't have to? Save time and money by electronically sending your returns today.
Visa Debit Card
Your Visa Debit Card can be used as an ATM card, or as a Visa Credit card at thousands of Visa merchant locations. When you use your card, the money is automatically withdrawn from your checking account. It's easier and more convenient than writing a check. And each month you'll receive a detailed statement of purchases for easy record keeping. Ask today about how YOU can receive your Visa Debit Card.
Miscellaneous Services
- American Express Travelers Cheques
- Money Orders
- Commercial Money Orders through Western Union
- Credit Union Money Orders
- Free Notary Service
